Why Bankruptcy? - Aragon Law Offices

1. BANKRUPTCY IS YOUR LEGAL RIGHT

Unless you’ve committed a crime, you cannot go to prison for being in debt. When our founding fathers drafted the Constitution of the United States, they knew that bad things may happen to good people. Bankruptcy court is the one court where the individual has the advantage over the corporations they are fighting against. It’s built into the system.

2. YOU CAN GET A FRESH START

Everyone deserves another chance. Everyone makes mistakes, or simply hits a streak of bad luck. With bankruptcy, you pay your creditors what you can afford, either by using your income or non-exempt assets, and what you cannot afford is discharged. A debt discharged through bankruptcy is no longer legally enforceable against you.

3. STOP THE HARASSING CALLS

No one likes the feeling of being hunted and harassed by angry creditors. It’s your legal right to stop them from bugging you. We guarantee to stop them dead in their tracks, and leave you alone.

4. PROTECT YOUR ASSETS FROM THE ‘LIONS’

What is a Bankruptcy Trustee? They are the person appointed by the judge in bankruptcy court to administer your case. The bankruptcy trustee is like a roaring lion who’s hungry for your property. The law allows you to protect a generous portion of your assets. But when you have unprotected assets, it’s time for the lion to eat. Let us guide you through the lion’s den. We have 21 years experience in the lion’s den. We know how to tame the lion.

5. DON’T WAIT TOO LONG TO FILE

Many times, the longer you wait, the less your chances are in qualifying for the best bankruptcy option. From the date your case is filed, you’ll need to attend the court hearing in around 30 days. The average total time of your case from start to finish is generally a little over 3 months. After your case is discharged, you will not have to worry about the lions anymore. We take care of everything for you.

WHAT ARE YOUR OPTIONS?

CHAPTER 7

Your goal in filing bankruptcy is to get rid of your debts and protect all of your assets.
Chapter 7 is the first and most attractive option in doing this. The overwhelming majority of Chapter 7 clients are successful in discharging their debts and protecting their property.

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CHAPTER 13

We’ll give you the cold, hard truth about Chapter 13 Bankruptcy. And tell you if this is the right option. Let’s be clear about this, we would prefer that you do Chapter 7. But if 13 is your best option, you will definitely need an expert lion tamer before you walk into the lion’s den.

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