By All Means, Avoid Foreclosure Have you lost your job, have no income coming in, are 3 months behind on your mortgage payments, and wondering how to avoid foreclosure? If so, these tips may help. Foreclosure is when your mortgage lender uses the courts to take over your house for non-payment of your mortgage. The ...
Looking for a Solid Plan? The most fundamental debt reduction strategies are built around creating a budgeting program and following through with it. You can hire the services of one of the many debt reduction companies if you need to, but if you can self-manage yourself, you can just as easily create your own debt ...
Are They Taking Your Wages? Wage garnishment is the process by which a creditor attempts to collect what you owe him by taking the money directly from your paycheck before you can get a hold of it. Under California law, the most that can be garnished from your wages is the lesser of: 25% of ...
Bankruptcy Credit Report - How It Affects You The basic types of bankruptcy that an individual or sole proprietorship might apply for are Chapter 7 and Chapter 13. Credit Report agencies are private entities and, to a large extent, set their own rules regarding bankruptcy credit report rules. In general, however, a Chapter 7 bankruptcy ...
Reduce Your Debt without Getting Scammed When you find yourself knee deep in debt, looking for a way out, debt relief companies can help you to dig yourself out of a hole. Debt reduction is a profitable business. That is why you will find hundreds of such companies advertising on the radio and TV offering ...
Can I Get a a Loan on a New Car? Buying a car after bankruptcy is only one of the small problems you'll encounter after filing. Lenders, in general, are less likely to give you a loan for any large purchase if they see "bankruptcy" on your application form. But buying a car after bankruptcy ...
Can I get a Credit Card after Bankruptcy? As you might expect, getting a credit card after bankruptcy will be a bit more difficult than it would be otherwise. Many credit card issuers, having seen how you erased your previous credit card debts via bankruptcy, will be hesitant to give you another card. However YES, ...
What are the Types of Bankruptcy in the US? Although, there are many types of bankruptcy, the common goal of all of them is to help the person or business filing for bankruptcy get back on their feet and become a valuable asset to society again. Bankruptcy is filed on the state level. This makes the ...
